What is a Credit Score and How to Improve It?
Online Loan Philippines
What is a Credit Score and How to Improve It?
A credit score is one of the most vital financial metrics for any Filipino hoping to secure a major loan, like a home mortgage, a car loan, or a business capital line. This single number...
Online Loan Philippines
How to Calculate Interest: Understanding Rates and Fees.
Understanding how interest is calculated is perhaps the single most important skill for managing your finances, whether you are a Filipino looking to take out a personal loan or starting your investment journey. Interest represents...
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Common Loan Interest Rates in the Philippines
Understanding the interest rates associated with various loans is the most crucial step toward responsible borrowing in the Philippines. Unlike a single fixed rate, the cost of credit varies dramatically based on the loan type,...
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A Guide to Getting a Loan to Restructure Your Business
Business loan restructuring is a critical financial strategy that allows a company facing financial distress or seeking debt optimization to modify the terms of an existing loan. It is often a necessary step to prevent...
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Loans for Service-Based Businesses: The Best Financing Options
Service-based businesses—such as consultancies, digital agencies, and professional clinics—have unique financial needs. Unlike manufacturing or retail, they often lack large physical collateral but possess high intellectual property and consistent accounts receivable. Financing a service business...
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A Guide to Getting a Loan for a Manufacturing Business
The manufacturing sector is the backbone of the economy, but it is highly capital-intensive, requiring substantial investment in machinery, raw materials, and factory space. Securing a loan for a manufacturing business is a complex process...
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Financing a Retail Business: Your Best Loan Options
The retail sector in the Philippines is dynamic, requiring constant capital for inventory, marketing, and store improvements. Whether you run a single sari-sari store or manage a chain of specialty shops, a strategic loan can...
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Tech Startup Loans: The Best Financing Options
For a tech startup in the Philippines, a loan is not a traditional financing tool. Tech startups often have high growth potential but may lack the long track record of profitability or the tangible assets...
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A Guide to Securing Loans from Investment Funds
For a business owner, a loan is often the key to growth. While traditional banks are the most common source of financing, they are not the only option. In the Philippines, a growing number of...